Encryption is not a crime, encryption protects all of us. Encryption, and especially end-to-end encryption, is an essential tool to protect everyone online. Attempts to undermine encryption are an attack to our fundamental right to privacy and an attack to our inherent right to security and safety.
This specific thread is talking about transacting business and banking online. You should be more careful to keep your arguments separated. Otherwise you not only look like an idiot but you also prove you can’t multitask for shit.
This specific thread is about criminality of encryption.