• BallsandBayonets@lemmings.world
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    4 months ago

    I don’t have enough to chop my money into anything other than 75% rent, 20% car payment, 5% food for my dog.

    But I do put that rent and car payment in a savings account and pay from that. Those fractions of a penny per month add up; after 5 years I have 77 cents in my savings account!

      • BallsandBayonets@lemmings.world
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        4 months ago

        Yes, the used car market is full of predators charging 200% more than what a junker is worth because there’s nothing stopping them. And I also agree that keeping the minimum wage literal decades behind productivity breeds an environment where people are assigned a made up number that tells banks it’s ok to gouge this person on interest rates. Full agreement with you there.

      • BallsandBayonets@lemmings.world
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        4 months ago

        Sure, since we’re under capitalism I’ll have to check your imaginary number and then require a minimum monthly payment of 11 cents for the next 4 years.