This is what got me to switch to Linux (arch btw). I was getting blue/green screens 1-2x a week and it almost always ruined a gaming experience.
Now I can bork my system during an update, but at least I can game smoothly. My system hasn’t crashed once while in the middle of something (I have, however, fucked up my system post update and without a Time shift backup ready to go which merited a full reinstall - but it’s been a good learning experience overall)
Same, recently traveled from the US to Paris and they used a facial scanner. Also used one upon my return to the US and I have Global Entry.
What this person means is that IF YOU OVERDO IT YOU WILL SHIT YOUR BRAINS OUT AND IT WILL BE AN EMERGENCY.
The issue is that health insurance shouldn’t be tied to employment. This could very well be a payment plan for a much larger bill, so op is probably paying off $200 a month over a year or more.
Not everyone is so blessed to have a low deductible plan. Most people have high deductible plans. Having a deductible of $6k or more is as good as being uninsured. Most people can not deal with paying $6k for an emergency - it can zero out folks bank accounts or be a hamper on their month to month budget.
I hope she’s happy with the outcome.